We went through and "priced" our house with amounts we'd want for items at a garage sale/on craigslist.
That's the sum.
Everything. Well, almost everything.
All our furniture. Bikes. Appliances. Lamps. Clocks. Cabinets. Bookshelves. Strollers.
That's it. I tried to pick very reasonable prices-- what I would want to pay at a garage sale or thrift store.
Apparently we don't have anything very good. :)